Regular Savings Traditional savings account that earns interest on the entire account balance. Features & Benefits Free Online Banking Free Online Bill payment Minimum Balance to Open the Account $100 Minimum Balance Requirement $500 minimum daily balance for the statement cycle. Monthly Maintenance Fee None if minimum balance requirement is met; otherwise $5 Transaction Fee & Limitation Transfers to another account or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per month, with no more than six (6) by debit card or similar order to third parties. Otherwise $3 charge per withdrawal in excess of six (6). Effect of Closing an Account If you close your account before interest is credited, you will not receive the accrued interest. Compounding and Crediting Frequency Interest will be compounded every quarter. Interest will be credited to the account every quarter |