Features & Benefits
Fixed Interest Rate
Highest Interest Earnings
Great way to save money
Minimum Balance to Open the Account
90 days to 5 years
Rate InformationThe interest rate and Annual Percentage Yield (APY) in effect at account opening will be paid until first maturity. For details, please stop by or call one of our offices.
Transaction LimitationYou may not make any deposits into your account before maturity. You can only withdraw interest credited in the term before maturity of that term without penalty.
Early Withdrawal PenaltyA penalty may be imposed for withdrawals before maturity. Penalty amount varies by the original maturity term. Other restriction may apply.
Renewal of Time DepositAutomatic renewal for your convenience. For details, please stop by our offices.
IRAsIndividual Retirement Accounts (IRA) help you avoid volatility and lock you into a guaranteed rate with no fees to open or maintain an account.